Isn't it great how you can go to a car dealership, test drive a few cars, pick out the one you want, and drive it home that same day? You can't do that with a new house.
You need someone on your side when you're buying a home. Who makes sure you aren't doing paperwork you don't have to do. Who speeds up some of the steps you can't avoid. You need a "blocker," clearing the way of obstacles as you head toward your goal.
That's where we come in! Welcome to our website, where you'll find out how we make the process of qualifying, applying, and getting approved for a mortgage loan simpler than you ever imagined.
When you've picked out your dream home, the paperwork and hoops to jump through with disclosures, appraisals, inspections, title insurance, escrow, notaries and more can be overwhelming.
Many people think their real estate agent will help them through a confusing mortgage process. Your real estate agent is looking out for you, no question about it. But it's our mortgage broker who works with you through the steps and paperwork of obtaining your home.
We "run interference" with the mortgage lender who's going to make you your loan. We can't snap our fingers and make buying a home like buying a car, but we can make it easier and smoother. And we do!
Electronic filing of most required documents means it gets there faster and you get a decision faster. We've cut down on duplicated information, too -- give it to us once, our systems "remember" it so we don't ask again! And beyond our state-of-the-art technology, we have good old fashioned expertise in mortgage brokerage. We know the ins and outs. We do the heavy lifting for you -- saving you time and aggravation.
Navigate our website to learn how we make getting a loan easier and faster!
Welcome to BayWest Mortgage! My name is Tami Konkel, owner, your personal Mortgage Broker and Certified Residential Specialist (CRMS). I began my career in mortgage lending in Sacramento, California in 1987 where I took a position as a Receptionist with a mortgage company. Unknowingly, taking that position carved the path to my career. Through further education and experience I excelled in the lending field.
Among many goals I've set to achieve in my career, I have attended Commercial Lending School at University of Nevada later deciding to focus solely on residential mortgage lending, my true specialty. I have achieved the necessary background, creditials and education to successfully pass the National Association of Mortgage Broker's (NAMB)certification program earning me CRMS title (Certified Residential Mortgage Specialist). Earning the designation CRMS, reflects my dedication, integrity and commitment to clients I provide mortgage lending services to.
Being an active participant in my community has been more than rewarding! I served as a board member for the construction of "Kidtown", our local playground located in Azalea Park; I have coached youth soccer and actively particpate in various committee's. I have also proudly served the Board of Directors for the Brookings-Harbor Chamber of Commerce.
It has always been my goal to make a difference. Trust, integrity and continued education specific to residential mortgage lending has and will always remain my priority in order to stand out and serve my clients to the best of such standards.
Tami Konkel, CRMS
NMLS # 260054